Retirement Risk Advisors, a family-run retirement planning firm founded in 2019 by Dave Hall, is continuing to expand its signature Risk-Based, Lifestyle, and Legacy Retirement Planning approach. Through this coordinated retirement planning approach, Retirement Risk Advisors is helping individuals aged 50 and older prepare for and navigate the financial risks of retirement rather than just growing a portfolio.
According to Hall, much of the retirement planning industry remains focused on accumulation. But the real test comes after the paychecks stop, and retirees need to manage risks such as market downturns, healthcare costs, and outliving their savings, all while trying to maintain the lifestyle they worked decades to build. Retirement Risk Advisors takes it a step above traditional retirement planning.
“Most retirement plans focus on growing your money, but retirement has evolved past that,” said Hall. “Retirement planning today is about making sure what you’ve built actually lasts, supports your lifestyle, and transfers the way you intend. We are proud to lead with a new standard in retirement planning, one that takes risk, lifestyle, and legacy into account.”
Retirement Risk Advisors has built its Risk-Based, Lifestyle, and Legacy Retirement Planning approach around three pillars, each addressing a different phase of the retirement journey. The first pillar, Risk-based planning, establishes and addresses the top 10 risks in retirement, including Social Security risk, tax rate risk, inflation risk, and long-term care risk. The retirement planning firm builds specific strategies to protect retirees against each of the risks.
The second pillar, Lifestyle Planning, helps retirees understand what they can actually enjoy. With this pillar, Retirement Risk Advisors clearly defines what clients can safely spend, when they can retire, and how to sustain their lifestyle through changing markets. The goal of lifestyle planning is to make the transition to retirement seamless.
The last pillar, Legacy Planning, ensures that a client’s wealth transfers where and how they intended. Retirement Risk Advisors helps retirees structure their assets for efficient transfer, coordinates tax and legal strategies, and plans for charitable giving.
Retirement Risk Advisors positions its approach as a new standard in retirement planning. Rather than applying the standardized single model, the firm’s advisors build personalized plans suited to each client’s specific goals, risk tolerance, and circumstances. The firm uses cutting-edge tools like Holistiplan to calibrate plans to each client’s unique fingerprint.
“We have seen most people try to manage these three areas separately with different advisors, strategies, and opinions. All it leads to is unnecessary burden on the retiree and their family. Our three-pillar approach brings everything into one coordinated plan that is designed to protect your retirement, support your life and carry your legacy forward,” added Hall.
Beyond personalizing retirement planning, Retirement Risk Advisors is also committed to client empowerment. The firm has built a broader educational platform aimed at helping retirees and financial professionals. Retirement Risk Advisors offers CPAs educational tools and resources, including CPE credits with masterclasses, a flagship course, and webinars to help reduce and eliminate risk in retirement. This client-first approach has been central to Retirement Risk Advisors’ rapid growth since its founding in 2019. Hall emphasizes that the entire team is dedicated to prioritizing client welfare, an approach he credits with building long-term relationships with the clients they serve. “We work relentlessly to help retirees take control of their retirement. We strive to inspire action by translating knowledge into tangible success.”
With Retirement Risk Advisors’ Risk-Based, Lifestyle, and Legacy Retirement Planning approach established as the new standard in retirement planning, the firm is further solidifying itself in the retirement planning industry as the go-to retirement advisor for risk-based plans. Moving forward, Retirement Risk Advisors will continue to provide smart ways for people aged 50+ to prepare for retirement.
About Retirement Risk Advisors:
Founded in 2019 by Dave Hall, Retirement Risk Advisors is a family-run retirement planning firm dedicated to helping people reach retirement and move through it with confidence. The firm has pioneered a Risk-Based, Lifestyle, and Legacy Retirement Planning approach that addresses distribution strategies, long-term care, future tax rates, and other retirement aspects. The firm also provides educational resources like masterclasses, webinars, and a podcast.
For more information, visit https://www.retirementriskadvisors.com/.