Many parents in the U.S. don’t realize that their health insurance may cover a breast pump at little or no cost, or that federal law provides workplace protections for pumping employees. Navigating insurance requirements, coverage options, and workplace rights can be confusing, especially for first-time parents. Momcozy is helping simplify the process by providing guidance on everything from insurance coverage to understanding protections under the PUMP Act.
Under the Affordable Care Act, most health plans are required to cover breastfeeding support, counseling, and breast pumps, subject to the terms of the individual plan. In practice, coverage requirements vary by insurance plan and DME provider. Some plans may require a prescription or additional documentation from a healthcare provider before a breast pump can be approved. Depending on the plan, parents may have access to fully covered pump options or choose to pay the difference for an upgraded model.
In 2023, regulations under the PUMP Act were enacted, which added the majority of workers in the United States to workplace pumping protections. Employers are required to make reasonable break time available, up to one year after the child’s birth, and to have a private space, other than a bathroom, that is shielded from view and free from intrusion.If employees suspect that their employer is not complying, they may contact the U.S. Department of Labor’s Wage and Hour Division.
The first step is checking your eligibility and coverage requirements with your insurance provider, as benefits and documentation requirements can vary by plan. Depending on your coverage, you may also need a prescription or other documentation from an OB, midwife, or pediatrician. Once you’ve confirmed your benefits, you can work with an in-network durable medical equipment (DME) provider, such as Aeroflow or 1 Natural Way, which will help verify your insurance, manage the required paperwork, and coordinate shipment of your breast pump once approved.
Parents may also be able to use FSA or HSA funds toward eligible breast pumps and certain lactation supplies, including upgrades that aren’t fully covered by insurance. Some insurance plans may also cover additional maternity and postpartum products, though available benefits vary by plan. Before making a purchase, parents should confirm their specific coverage and eligibility with their insurance provider or DME supplier.
About Momcozy
Momcozy was founded in 2018 with a clear purpose: to help moms feel more comfortable, confident, and supported during one of life’s most meaningful and demanding transitions.
Today, Momcozy is a global leader in maternal innovation, redefining care through technology designed around real motherhood. Trusted by more than 5 million mothers across 60 countries and regions, Momcozy created the No.1 Wearable Breast Pump and continues to develop nursing bras, care essentials, and smart solutions that support moms from pregnancy through postpartum and beyond.
Recognizing that motherhood deserves more than products alone, Momcozy offers expert guidance, thoughtful technology, and a growing global community to support moms in who they are becoming. At the heart of Momcozy is a belief that motherhood isn’t a destination, but a lifelong journey. Moms deserve to feel seen, supported, and empowered along the way.
Momcozy’s products are sold directly on the brand’s website and by major retailers such as Babylist, Walmart, Target, and Amazon. To learn more about Momcozy, visit www.momcozy.com