Whop, the social commerce platform redefining how creators and entrepreneurs sell online, has dropped Whop Payments: a new global system that kills failed checkouts and lets sellers cash out however they want, from local banks to Bitcoin.
Unlike traditional payment solutions, Whop Payments is built as an adaptive, end-to-end system. It gives businesses full control: sellers can reach more customers, accept payments across multiple providers, offer buy now, pay later at checkout, and get paid instantly through local banks or digital assets like Bitcoin and stablecoins. With Whop’s built-in KYC, sellers can start transacting within minutes. Transparent, flat fees add the clarity and confidence entrepreneurs need to grow without friction.
What really makes Whop different is the way it handles failure. Failed checkouts are a silent killer of online sales, frustrating customers and leaving sellers without revenue they should have earned. Whop’s new routing system quietly runs in the background, sending every transaction down the path most likely to succeed. If the first processor declines, Whop automatically reroutes through another, all in real time.
The customer doesn’t notice, the checkout doesn’t break, and the seller keeps the sale. It’s like having an invisible safety net for every payment.
Whop Payments is designed to meet businesses wherever they are. Sellers can embed Whop’s checkout into their own site, share standalone checkout links, or run their entire business on Whop. No matter the setup, Whop guarantees customers a seamless, reliable way to pay.
By combining smart routing with global payouts, Whop is transforming payments into an engine of growth rather than a source of friction. For the new wave of online entrepreneurs, this means higher revenue, faster access to earnings, and the freedom to scale without borders.
Steven Schwartz, Co-Founder at Whop, explains it simply:
“We’ve built orchestration to route every single payment to a number of different service providers in order to max out authorization rate.”
“Sellers in every country can now get paid out via local banking rails, Bitcoin and stablecoin. With this foundation in place, we’ll be laser‑focused on structuring how people actually make money on the internet to ensure sustainable income for everybody.”
Hunter Dickinson, Head of Partnerships at Whop, adds:
“When we started, Whop Payments was essentially a Stripe Connect wrapper. Today, we’ve built our own infrastructure — from KYC to pay-ins and payouts. If a transaction fails on one processor, we automatically reroute it behind the scenes so the customer never notices. That means higher payment acceptance rates, smoother checkouts, and fewer lost sales for our customers. On top of that, we can pay creators out however they want through our payout partner— whether it’s in Bitcoin, Venmo, or more.”
“Through thousands of conversations, we’ve learned businesses really only care about two things: getting paid and paying out. That means rates, payment acceptance, failed transactions, and fees. Our mission is to be the best in the world at solving those problems.”
“At Whop, we build by obsessing over our customers. Payments aren’t just a feature — they’re the foundation of every business online. So instead of guessing, we ask, listen, and iterate until we deliver the payment solutions that actually move our customers’ businesses forward.”